Q&A: Who is to blame for the housing crisis?

The RBNZ? The banks? Landlords? First home buyers? Councils? The RMA? Labour? National? Building materials makers? Builders? Real estate agents? Landbankers? Noone in particular. Just voters generally

TLDR: Labour and National politicians, the big four banks and first home buyers should stop blaming the Reserve Bank for the latest housing boom caused by our chronic undersupply problem. Governor Adrian Orr is just following the law and using the tools he has to stimulate.

Both sides of politics, voting property-owning -taxpayers and ratepayers, and th…